Terms of Service

Last updated: January 1, 2024

By using Dividends Declared, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using Dividends Declared ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the Service.

2. Description of Service

Dividends Declared is a dividend tracking application that allows users to:

  • Track stock holdings and dividend payments
  • View projected dividend income
  • Monitor ex-dividend and payment dates
  • Track holdings across multiple currencies

3. Not Financial Advice

Important: Dividends Declared is a tracking tool only. We do not provide financial, investment, tax, or legal advice. The information displayed in the Service is for informational purposes only and should not be relied upon for making investment decisions.

Always consult with a qualified financial advisor before making investment decisions. Past dividend payments do not guarantee future payments.

4. Account Registration

To use certain features of the Service, you may need to create an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Accept responsibility for all activities under your account

5. User Data

You retain ownership of all data you enter into the Service. By using the Service, you grant us a license to store and process your data solely for the purpose of providing the Service to you.

6. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to the Service
  • Interfere with or disrupt the Service
  • Scrape or collect data from the Service without permission
  • Share your account credentials with others

7. Payment Terms

For paid subscriptions:

  • Payments are processed securely through Stripe
  • Subscriptions renew automatically unless cancelled
  • You may cancel at any time from your account settings
  • Refunds are provided at our discretion

8. Data Accuracy

While we strive to provide accurate dividend information, we cannot guarantee the accuracy, completeness, or timeliness of any data. Dividend information is sourced from third-party providers and may contain errors.

9. Service Availability

We aim to provide reliable service but do not guarantee uninterrupted access. We may modify, suspend, or discontinue the Service at any time.

10. Limitation of Liability

To the maximum extent permitted by law, Dividends Declared shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service.

11. Changes to Terms

We may update these terms from time to time. We will notify you of significant changes by email or through the Service. Continued use after changes constitutes acceptance of the new terms.

12. Termination

We may terminate or suspend your account at any time for violation of these terms. You may delete your account at any time from your settings.

13. Governing Law

These terms are governed by the laws of the jurisdiction in which the company is incorporated, without regard to conflict of law principles.

14. Contact

Questions about these terms? Contact us at [email protected].